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Free calculator · 2 min

How much is your tech debt costing you?

5 questions about your team, 15 about your agentic readiness. The result updates as you play — no email required to see your score.

01

Your team

Drag the sliders or type the real values.

5
150
8,000€
4,000€15,000€
18%
5%60%
2
020
4h
1h24h

// Maxime's note

In 8 out of 10 audits I run, the client underestimates the % of time lost on recurring bugs. The "we have 2-3 major bugs per week" feeling often weighs ~30% of the real time. If you hesitate between two values, pick the higher one.

02

Agentic readiness

0 / 15 ticked — check what's true at your place.

?What does "agentic" actually mean?

For a dev team in 2026, going agentic concretely means:

  1. 01

    Tool

    Claude Code, Cursor or Aider as the main IDE — not just as autocomplete.

  2. 02

    Delegation

    Full multi-file tasks (refactor, feature, debug) — not line by line.

  3. 03

    Autonomy

    The agent runs alone 5 to 30 min in a framework (CI, tests, guardrails) — the dev does something else.

  4. 04

    Dev role

    From "writing code" to "specifying + reviewing".

Outcome

2-3× more scope shipped per dev/week, with the right setup.

// Maxime's note

These 15 questions aren't a random quiz. They're the prerequisites I check before every agentic engagement in 2026. If you tick fewer than 8, we start with the fundamentals — not with Claude Code.

Technical

0/5

Cultural

0/5

Process

0/5

Live result

✓ Optimal

Estimated annual cost

€96,000

-€154,000 vs median (team of this size)

≈ 1.0 full-time dev for 1 year(based on the monthly cost you entered)

How is this calculated?

Formula

Recurring bugs = devs × salary × 12 × % time on bugs Incidents = incidents/month × 12 × hours × (salary/160 h) × 2 people

Assumptions

  • • 2 people mobilised per incident (1 dev + 1 ops/lead) on average
  • • 160 h working month
  • • Average loaded salary (gross × ~1.5)

Sources

DORA State of DevOps Report, McKinsey "Tech Debt: The Unseen Cost of IT Modernization", and field returns from my recent audits.

Breakdown
Recurring bugs90%
Prod incidents10%
0%

Agentic readiness

0/15

Quick read

A clean shift to agentic could recover for you

€19,200→€38,400

per year — based on the 20-40% velocity gain typically observed.

// my take

tier 1/7

Not yet. No agentic foundations in place — stabilise tests, CI and docs before considering Claude Code.

Signed bonus

My written analysis of your score

  • →My written take (1 page, signed) on what your score reveals
  • →Anonymised mini-case from a similar engagement (before/after numbers)
  • →Printable audit checklist for your team
  • →Detailed benchmarks + 30-day action plan

No spam. Email used only for the report.

Annual cost

€96,000

Readiness

0%